If you or a loved one has been involved in a automobile accident, you probably have many questions. We have created this section for the most frequently asked questions that we receive related to car accidents.
The questions that most people have revolve around a few areas of the law. Among the first and most important questions involves how one should deal with the insurance companies. This includes both your insurance company and the other driver‘s insurance company as an innocent injured driver, passenger or pedestrian.
Related to this question, many people have very urgent questions regarding medical care and medical expense. There are a number of insurance issues that arise here. For instance, you may have your own insurance (auto or health) that covers your medical care. If you do not, getting medical treatment can be a challenge even though the other driver is clearly at fault. We will try to address some of these issues here.
Questions on Deadlines
Many injured people also have questions about the statute of limitations and other deadlines on their claims. These issues are extremely important to understand since missing a critical deadline will bar your claim completely.
Insurance issues are common. Not only are they common, they for the most part dictate the limits of compensation for personal injuries or wrongful death resulting from an auto accident. These limits will be governed by policy limits on every available insurance policy which should be determined to the degree possible right away.
Even before a auto accident victim ever considers contacting an attorney, the victim or his or her surviving family will likely receive calls from the insurance companies. It is very important to understand your rights in these cases. First and foremost, if you or a loved one has suffered serious injury or death, DO NOT TALK TO THE INSURANCE COMPANY. No matter how friendly he or she may seem, the adjuster is not your friend. The adjuster’s goal is to minimize payouts which means their interests are directly opposed to yours.
Many Other Questions May Arise
These are just a few of the types of questions that injured persons have after a car accident. There will no doubt be questions that you have that are not answered here. We will be adding questions over time as new questions arise.
However, no matter how many FAQ‘s we are able to post here, every accident and personal injury claim is different. Each case must be thoroughly analyzed individually and these FAQ‘s are not meant to be a legal guide to pursuing your case on your own. Instead, they are meant only to inform of you the issues that may come up in your personal injury case.