Insurance Issues

Cyberbullying Lawsuits Insurance Coverage

Q: Can victims of cyberbullying seek compensation through the cyberbully’s insurance coverage? A: It depends on the insurance policy and the nature of the cyberbullying. Cyberbullying has become a national pastime over the last several years it seems. Cyberbullying can have devastating effects on the victim. These effects can be physical, emotional and reputational. It…

Ride-Hailing Accident Claims

Ride-hailing has taken the U.S. by storm. As of the fall of 2018, 36% of U.S. adults used ride-hailing services such as Uber and Lyft or their innumerable offshoots. That is a lot of passengers, a lot of trips, and inevitably a lot of accidents. To some degree, a ride-hailing accident can be treated much…

Personal Injury Liability Releases Strictly Limited in New Mexico

There are many times consumers are asked to sign a release of liability before using a product or service. These releases of liability are then thrown back at the consumer when the consumer is injured because of the negligence of the business, its employees or other agents. Often the releases provide for a release of…

UIM Carrier Approval Required for Policy Limits Settlement

Getting Approval of Policy Limits Settlement from Underinsured Carrier  There have been many developments in the recent past concerning uninsured/underinsured motorist coverage (UIM) in New Mexico.  The rights of the policy holder with UIM coverage following a car accident have greatly expanded during this time. Likewise, the duties on insurance carriers in full disclosure concerning UIM coverage have…

Update of Retroactive Application of New Mexico Underinsured Coverage Case-Law Developments

There have a series of New Mexico Supreme Court opinions over the last 10 years expanding the duties on insurers to obtain proper rejection of uninsured/underinsured coverage motorist coverage (UIM). The first of the opinions during that time was the 2004 case of Montano v. Allstate, which dealt with the proper rejection of stacking coverage.  Following on…

Stacking Allowed With Improper Rejection of Uninsured/Underinsured Coverage

Uninsured/Underinsured motorist coverage (UM/UIM) is extremely important for drivers. This is particularly so in New Mexico which has a very high rate of uninsured drivers. Many more are underinsured carrying on the legal minimum of $25,000 in liability coverage. In cases of auto accidents causing serious personal injuries or death, there is very good possibility…

Recorded Statements in an Auto Accident Case

If you are ever in an auto accident, you will soon receive a call from an insurance adjuster. That adjuster will be calling on behalf of the other party‘s insurance company. The adjuster will ask and sometimes insist that you give a recorded statement regarding the accident. To get immediately to the point, despite the…

Stacking of Insurance Coverage in New Mexico Limited to Uninsured/Underinsured Coverage

If you are in a car accident, insurance coverage is critical to recovery on your claims. It is important to understand insurance coverage issues. One such is issue is the availability of stacking of coverage. To begin, insurance coverage issues generally and dealing with insurance companies more specifically can be complicated and challenging. As such,…

Albuquerque Personal Injury Attorneys