Automobile accidents are quite common. In fact, it is estimated that there are greater than 6 million auto accidents in the United States each year.
Many of these accidents are extremely serious leading to grave injury and even wrongful death. The Albuquerque personal injury attorneys of Collins & Collins, P.C. are here to help the victims of car accident all across New Mexico.
In the meantime, there are a number of important first steps to protect your rights. It is important to understand these necessary steps along with the personal injury claims process.
Important First Steps in an Auto Accident
If you have been involved in a car accident,you may have questions regarding the essential first steps to protect your rights. You may also be wondering if you should talk to the other driver‘s insurance company. These are pretty important questions so we have provided information on these issues as well as a number of other Frequently Asked Questions in Auto Accidents:
- What are the Essential First Steps to Protect Your Rights in an Auto Accident?
- Should You Speak to the Other Driver‘s Insurance Company?
Auto Accidents Can be Devastating to the Victims and Their Families
Automobile accidents, even seemingly minor, can result in very serious physical injuries. There are almost 500,000 spinal cord injuries each year making auto accidents the leading source of spinal cord injuries. Thousands more suffer other serious injuries from car accidents. Far too many will lose their lives particularly in New Mexico which consistently ranks high among the states in fatalities from car accidents. Unfortunately, despite the many efforts to curb DWI at the State and local areas (such as Albuquerque DWI blitzes), New Mexico also ranks high for both DWI accidents and DWI fatalities.
Our typical clients at Collins & Collins, P.C. have suffered grave physical injuries. They often lack medical insurance for coverage of their injuries. The injured driver typically has no medical payments coverage (Medpay) that would cover at least a portion of their medical expenses. As a result, they are having trouble obtaining appropriate medical treatment. To make matters worse, their injuries have caused them to miss work, often long term. In short, their lives have been turned upside down.
Dealing with the Insurance Companies can be a Nightmare
Perhaps most frustrating for those injured in car accidents, they must then deal with the negligent driver‘s insurance company as well as their own. The insurance issues associated with car accidents can be quite complicated. There are many insurance issues that will come up with the other driver‘s insurance as well as your own. Insurance adjusters are often highly adversarial, sometimes even your own insurance company adjuster, raising the question of whether you should speak directly to the insurance adjuster without the assistance of an attorney.
It can be safely stated that the complexity of the insurance issues coupled with less than helpful adverse insurance companies suggests that you should contact an attorney if you have been seriously harmed in an auto accident. There are many complexities and every case is different requiring individual analysis.
In short, though they are quite common, auto accidents in New Mexico or anywhere else for that matter are not at all common to seriously injured victims. In fact, they are often quite devastating. If you have been a victim of an auto accident, the long term consequences can be devastating to your health, your family and your finances.
Do Not Delay, There are Important Deadlines
To protect your rights, you should act promptly. Delay can affect your rights, and your recovery. There are a number of important deadlines in personal injury cases including auto accidents. In cases involving claims against a governmental entity, the deadlines can be very short running in as little as 90 days from the date of the accident for the Tort Claims Notice requirement.
Missing a deadline can bar your claim completely. This means that you absolutely should not delay in contacting an experienced personal injury attorney.
Collins & Collins, P.C. Handles Auto Accident Claims Throughout New Mexico
As mentioned, though we are located in Albuquerque, we handle personal injury matters throughout the State of New Mexico including Rio Rancho, Santa Fe, Las Vegas, Roswell, Las Cruces, Gallup and all points between. You can reach Collins & Collins, P.C. online or by phone at (505) 242-5958 for a free case review. We are here to help.