Automobile accidents are quite common. In fact, it is estimated that there are greater than 6 million auto accidents in the United States each year.
Many of these accidents are extremely serious leading to grave injury and even wrongful death. The Albuquerque personal injury attorneys of Collins & Collins, P.C. are here to help the victims of car accident all across New Mexico.
In the meantime, there are a number of important first steps to protect your rights. It is important to understand these necessary steps along with the personal injury claims process.
Important First Steps in an Auto Accident
If you have been involved in a car accident, you may have questions regarding the essential first steps to protect your rights. You may also be wondering if you should talk to the other driver‘s insurance company. These are pretty important questions so we have provided information on these issues as well as a number of other Frequently Asked Questions in Auto Accidents:
- What are the Essential First Steps to Protect Your Rights in an Auto Accident?
- Should You Speak to the Other Driver‘s Insurance Company?
Auto Accidents Can be Devastating to the Victims and Their Families
There are almost 500,000 spinal cord injuries each year making auto accidents the leading source of spinal cord injuries.
Our typical clients at Collins & Collins, P.C. have suffered grave physical injuries. They often lack medical insurance for coverage of their injuries. The injured driver typically has no medical payments coverage (Medpay) that would cover at least a portion of their medical expenses. As a result, they are having trouble obtaining appropriate medical treatment. To make matters worse, their injuries have caused them to miss work, often long term. In short, their lives have been turned upside down.
Dealing with the Insurance Companies can be a Nightmare
Perhaps most frustrating for those injured in car accidents, they must then deal with the negligent driver‘s insurance company as well as their own. The insurance issues associated with car accidents can be quite complicated. There are many insurance issues that will come up with the other driver‘s insurance as well as your own. Insurance adjusters are often highly adversarial, sometimes even your own insurance company adjuster, raising the question of whether you should speak directly to the insurance adjuster without the assistance of an attorney.
Insurance issues are a maze full of pitfalls, in order to navigate this maze it is beneficial to contact an attorney.
In short, though they are quite common, auto accidents in New Mexico or anywhere else for that matter are not at all common to seriously injured victims. In fact, they are often quite devastating. If you have been a victim of an auto accident, the long term consequences can be devastating to your health, your family and your finances.
Frequently Asked Albuquerque Auto Accident Questions
If you or a loved one has been involved in a automobile accident, you probably have many questions. We have created this section for the most frequently asked questions that we receive related to car accidents.
The questions that most people have revolve around a few areas of the law. Among the first and most important questions involves how one should deal with the insurance companies. This includes both your insurance company and the other driver‘s insurance company as an innocent injured driver, passenger or pedestrian.
Related to this question, many people have very urgent questions regarding medical care and medical expense. There are a number of insurance issues that arise here. For instance, you may have your own insurance (auto or health) that covers your medical care. If you do not, getting medical treatment can be a challenge even though the other driver is clearly at fault. We will try to address some of these issues here.
Questions on Deadlines
Many injured people also have questions about the statute of limitations and other deadlines on their claims. These issues are extremely important to understand since missing a critical deadline will bar your claim completely.
Insurance issues are common. Not only are they common, they for the most part dictate the limits of compensation for personal injuries or wrongful death resulting from an auto accident. These limits will be governed by policy limits on every available insurance policy which should be determined to the degree possible right away.
Even before a auto accident victim ever considers contacting an attorney, the victim or his or her surviving family will likely receive calls from the insurance companies. It is very important to understand your rights in these cases. First and foremost, if you or a loved one has suffered serious injury or death, DO NOT TALK TO THE INSURANCE COMPANY. No matter how friendly he or she may seem, the adjuster is not your friend. The adjuster’s goal is to minimize payouts which means their interests are directly opposed to yours.
Many Other Questions May Arise
These are just a few of the types of questions that injured persons have after a car accident. There will no doubt be questions that you have that are not answered here. We will be adding questions over time as new questions arise.
However, no matter how many FAQ‘s we are able to post here, every accident and personal injury claim is different. Each case must be thoroughly analyzed individually and these FAQ‘s are not meant to be a legal guide to pursuing your case on your own. Instead, they are meant only to inform of you the issues that may come up in your personal injury case.
Do Not Delay, There are Important Deadlines
Deadlines can be very short, delaying may bar your suit completely.
Missing a deadline can bar your claim completely. This means that you absolutely should not delay in contacting an experienced personal injury attorney.
Collins & Collins, P.C. Handles Auto Accident Claims Throughout New Mexico
As mentioned, though we are located in Albuquerque, we handle personal injury matters throughout the State of New Mexico including Rio Rancho, Santa Fe, Las Vegas, Roswell, Las Cruces, Gallup and all points between. You can reach Collins & Collins, P.C. online or by phone at (505) 242-5958 for a free case review. We are here to help.