Auto accidents are far too common. They often result in serious injuries. The issue of medical care will come up pretty quickly after the accident. There are a couple of issues that arise regarding the timing of the treatment that will raise questions from injured folks regarding how a delay in treatment will affect their car accident claims.
Delayed Symptoms of Auto Accident Injuries
Injuries are not always immediately detected In many cases, people are injured in auto accidents but do not immediately realize it. This can occur for any number of reasons which need not be discussed here. Suffice it to say that injuries may occur but show no immediate symptoms.
The question that arises is whether this will affect the injured person’s ability to obtain full and fair compensation for their injuries. The answer is that it will not necessarily affect the right to compensation.
On the other hand, unless there is a reason for it, a lengthy delay in treatment could raise some eyebrows with the insurance company. In case of a lengthy delay with no good reason, there might be some difficult, although not necessarily insurmountable barriers to compensation.
Financial Inability to Obtain Medical Care Following a Car AccidentMany people injured are financially incapable of obtaining appropriate medical care. It is often the case that those injured in auto accidents are financially incapable of obtaining necessary medical care. Even with the Affordable Care Act, there remain those that have no medical insurance. However, the current issue is more likely to be that the necessary treatment is not covered by their insurance under the ACA.
This can result in excusable delays in treatment. In fact, it also often the reason that injured folks seek the assistance of an attorney. For many types of care such as physical therapy, chiropractic, massage and other such care, it is necessary to go outside the coverage. This is usually accomplished with the aid of an attorney that will issue a letter of protection to the medical provider to obtain the treatment right away.
In these cases, the delay is clearly not the fault of the injured person and will not affect the right to fair compensation in the least.
There May Be Other Excusable Reasons for Delays
The insurance company will question all delays in treatment. So it is best to be prepared to respond to those challenges. Insurance companies are simply not in the business of freely doling out money. They will look for any possible basis for denying or minimizing the payout. This includes challenging delays in treatment.
The most advisable thing to do in cases of serious injury is to obtain the services of an experienced personal injury attorney. The Albuquerque attorneys at Collins & Collins, P.C. can be reached at (505) 242-5958.