Make no mistake, host liability applies to homeowners and party hosts in a similar manner as it would to bars.
This means that if an accident at the party or after due to over-service of alcohol, you can expect a claims against your homeowner’s policy.
If you are going to have a party with alcohol:
1. Be careful who you invite,
2. Keep an eye on your guests,
3. Make sure your homeowner’s insurance is up to date.